How To Build a Budget (Plus, Cookies!)

Desirae OdjickBudgets0 Comments

How to build a budget that actually works

I want to talk to you guys about how to build a budget, but first, I want to talk to you about cookies.

And trust me, it’s definitely about money, because these weren’t just any cookies.

They were maracons.

Yes, the fancy gorgeous ones that cost like $4 at the bakery. Each. 

How to build a budget, using cookies as the example.

There’s a hella good reason they cost so much money, too: They’re a combination of insanely finicky to make, and the main ingredient in the cookie is basically gold flakes ground almonds.

Which cost almost as much as gold flakes, if we’re comparison shopping here.

So anyways, I went through a phase a while back where I thought I was going to be the next Martha Stewart, so I took everyone’s warnings about how finicky maracons were to make with a hefty grain of salt, and a heaping cup of overconfidence.

“How hard could they really be?” I asked myself, having no respect for the bakers who had gone before me.

“It’s just following instructions!”

Which yes, it was.

It was just taking a list of steps (like this one that I put together for you, to help you build a budget) and implementing them, in the right order, at the right time.

So I went out, bought $30 worth of ground almonds (I WISH I WAS EXAGGERATING) and got to it.

Everything was going so well… until the cookies came out of the oven looking like they had suffered some kind of horrible indignity, and not like the smooth, glossy cookies of my Pinterest dreams.

So I re-read the instructions, reassured myself that this was a wholly surmountable obstacle, and tried again. (And you know I snacked on the ugly cookies so hard while I was at it. That was like $10 worth of almonds, you guys.)

And… drumroll please…

The same exact thing happened again.

It wasn’t until I had all but ruined $20 worth of perfectly good, and perfectly expensive, almond flour that I realized that I had skipped one crucial step.

See, when you make macarons, you need to let them sit out for 15 minutes after piping them onto the cookie sheets, so they can form a film on top. It sounds gross, but that’s what makes them come out glossy and Pinterest-perfect, and not cracked beyond all recognition.

That was the step I kept skipping, and that’s what was ruining all of my precious, precious almond flour.

I mean… cookies.

That’s the thing about recipes

It’s so easy to look at a list of instructions, and think that you’ll have no problem implementing them on your own. Hi, it’s like, how I lived my life for a very long time, and it (eventually) got me to some pretty impressive cookies.

But if I had just taken a baking class to begin with, some wise old French human in a white coat could have impressed upon me the importance of letting the dang cookies sit out to form a film.

It was not, surprisingly enough, an optional step.

And skipping over it again and again was a sure-fire way to not get the results I wanted, which in this case, was for everyone to admire what an effortless baker I was and how amazing my cookies were, while I smiled demurely and said “Oh, it was nothing.”

JK, I always admit when things were really hard to make.

The same thing applies to budgeting

Unsurprisingly enough, a lot of us do the same thing with money.

You might read a ton of money blogs, and books, and Twitter feeds, but implementing it?

Actually following the steps and getting them to work, without accidentally skipping the most important ones for you?

Well. That’s a different story altogether.

And that’s what the Quick Budget Fix is here to help you do, once and for all.

It’s the recipe (plus the the live, day-by-day support) you need to actually, once and for all, build a money plan that works for your life and your goals.

If you need to find extra money in your budget to fund your big goals, and you want to do that without going cold turkey on the stuff you like to do or buy?

Or you want a monthly spending-and-saving plan that lets you feel hella confident about where your money is going?

This is the step-by-step plan you need to make it happen.

How does the Quick Budget Fix work, exactly?

Excellent question, friend!

The Quick Budget Fix is a 20-day email course that starts on Monday, April 17th and ends on May 12th.

That’s right, you get weekends off.

Your Quick Budget Fix timeline to help you build a budget

Every day, you’ll spend between 10 and 20 minutes implementing a totally-doable next step in the budgeting process, using done-for-you worksheets and a spreadsheet that does all the math-related heavy lifting for you.

All you need to know is what you want to do with your money in an ideal world, and the course takes you through how to apply that to your real-life numbers and shape them into a plan that actually fits your life.

It goes day-by-day through things like figuring out all the big things you want to save for, to finding places to cut down your spending that you won’t actually miss.

Every step of the way, you’ll also have full support in our course Facebook group, where I’ll be available to answer any questions, and provide any extra materials, you end up needing during the course.

But… it’s closed (for now!)

 

Sadness factory: the Quick Budget Fix is closed for enrollment while I work through the lessons day-by-day with the students in this round of the course. Remember like three sentences ago, where I said I’d be available in the Facebook group to work through everything with people? That’s what I’m focused on for now, and then I’ll be revamping the course and updating it before the next launch.

But happiness factory: there will totally be a next launch!

In the meantime, grab a copy of the Quick Budget Fix checklist, which gives you every step you’ll need to take to build a budget that works for you. If you find you want a bit more support and accountability, plus all the tools you need to make it easy-peasy? You’ll be the first to hear when the next launch happens!

Can’t wait to budget with you guys! (I know, that may be the nerdiest thing I’ve ever said, but it’s also true.)

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