How to Budget for a New House (Without Giving Up Everything You Like)

How to budget for a new house without giving up the stuff you love

I feel like the catchphrase of a first-time home-buyer is “I had no idea that was A Thing,” so I’ve teamed up with BMO to break down some of the key things you need to know going into the whole buying-a-house process over the next few weeks. Of all the things you need to plan for when it comes to money, building a budget for a new house is so high up there, friends. I mean, realistically, this is the biggest financial decision of your life, and will represent a good chunk of your monthly spending for a looooong time. … Read More

6 Key Things You Need to Know About CMHC And Closing Costs

What you need to know about CMHC and closing costs

I feel like the catchphrase of a first-time home-buyer is “I had no idea that was A Thing,” so I’ve teamed up with BMO to break down some of the key things you need to know going into the whole buying-a-house process over the next few weeks. We’ve already covered how to get pre-approved for a mortgage, so you’ve got the biggest thing covered from a sheer dollar-amount perspective (it’s hard to out-expense hundreds of thousands of dollars, after all). Today, we’re going to talk about everything you’ll need to know – and pay for – to actually get yourself … Read More

Exactly How To Track (And Manage!) Your Side Hustle Income

How to track and manage your side hustle income

Pre-S: Some of the links in this article are affiliate links! If you have a side hustle, you need to know how to track and manage your side hustle income – because it’ll save you time, money, and so many headaches at tax time. You guys know I’m a huge fan of tracking your personal spending, because it’s legitimately the best way to get a hard look at where your money is actually going, and it’ll be insanely great at helping you manage your money. It’s no surprise that I’m also a pretty big stickler for tracking (and managing) your side … Read More

How To Get Your Financial Life Together (+ Giveaway!)

How to get your financial life together once and for all

If you’re reading this blog, there’s probably at least one aspect of your financial life where the phrase “get your financial life together” still very much applies. (Hi, it does for me too, so we’re all in this together.) But actually doing the things, and taking the first step, can feel hella overwhelming when the media’s all “THE STOCK MARKET!” and your parents (and me) are all “But saving for retirement though,” and something about credit scores was in there too? That’s where Broke Millennial comes in to save the day with the choose-your-own-adventure guide to money we’ve all been … Read More

The Secret to Finding Your Magic Money Number

How to find your magic money number

Hey friends! Since I’m still working through the Quick Budget Fix with the first round of students, today I want to introduce you to Alyssa from Mixed Up Money, AKA my internet money BFF. She is absolutely hilarious, and was kind enough to let me republish her amazing take on a different type of “emergency” savings – and how to figure it out for yourself. Take it away, Alyssa! Ah, your magic number. The mysterious dollar amount that keeps your savings account from turning into an “I went over budget on my entertainment spending – again” account over and over … Read More

Two Big Problems With Budgeting Advice

Two big problems with budgeting advice - and how to fix them

You know that feeling when you read a really great piece of advice, and you’re totally fired up to put it into action and Change Your Life… …and then by the end of the week, everything’s exactly the same as it was before? Yeah, it’s not just for fad diets and fitness trends. It happens with budgeting too, and I know this from deeply personal experience. The amount of times I would go into Mint, or pop open an Excel spreadsheet, and “plan my budget” based on an inspiring blog post or some bracing real-life money advice from a blogger, … Read More