The Secret to Finding Your Magic Money Number

Desirae OdjickBudgets, Emergency Fund, Lessons Learned, Saving1 Comment

How to find your magic money number

Hey friends! Since I’m still working through the Quick Budget Fix with the first round of students, today I want to introduce you to Alyssa from Mixed Up Money, AKA my internet money BFF. She is absolutely hilarious, and was kind enough to let me republish her amazing take on a different type of “emergency” savings – and how to … Read More

Five Things To Do Before Buying a House

Desirae OdjickLessons Learned, Lifestyle, Spending55 Comments

Five things to do before buying a house, especially if you're a first-time buyer.

Looking for a list of things to do before buying a house? I’ve got you covered based on my own personal experiences, because fun story: we just bought a house! And yes, almost everyone guessed this already from my not-so-cryptic tweets about taking money out of my EQ Bank savings account, and about having big news, and literally every DM … Read More

The Real Truth About How I Save Half My Income

Desirae OdjickBudgets, Lessons Learned, Saving55 Comments

How I've managed to save half my income - and how you can too.

It’s one thing to set a goal to save half my income, but actually doing it is an entirely other story. Here’s a (brutally honest) look at exactly how I’ve managed to hit my savings goal over the past few months – because I’ve been consistently hitting it every month since October. Well, OK, not in January, because January was bananas, … Read More

How to Spend (or Save!) Your Tax Refund for Maximum Happiness

Desirae OdjickLessons Learned, Saving, Spending25 Comments

Hundreds – or thousands! – of dollars is about to hit the bank accounts of tax-filers everywhere over the next two months. That’s right, it’s tax return season – and it’s time to make sure that you spend (or save) your tax refund for maximum happiness. Pre-S: Still haven’t filed? Check out Simpletax, the tool I use + love to … Read More

How to File Your Taxes Online in Canada

Desirae OdjickLessons Learned, Resources, Tools8 Comments

How to file your Canadian taxes online.

I distinctly remember the first time I had to file my taxes online by myself. I’d been graduated from university for almost a year at that point, and was working full-time. My mom, who rightly saw that I was (almost) a fully-functioning adult, was like, “Here are all your tax documents, and also my accountant isn’t going to file your … Read More