The Secret to Finding Your Magic Money Number

Desirae OdjickBudgets, Emergency Fund, Lessons Learned, Saving1 Comment

How to find your magic money number

Hey friends! Since I’m still working through the Quick Budget Fix with the first round of students, today I want to introduce you to Alyssa from Mixed Up Money, AKA my internet money BFF. She is absolutely hilarious, and was kind enough to let me republish her amazing take on a different type of “emergency” savings – and how to … Read More

How to Save a Five Figure Down Payment (And What To Do After That)

Desirae OdjickGoals, Saving, Strategies15 Comments

How to save a five figure down payment if you're trying to buy a house.

In order to buy a house, you’ll likely need to know how to save a five figure down payment, and that’s if you’re in an affordable housing market. With a minimum (Canadian) down payment of 5% of the house purchase price, even a $200,000 house will require a minimum down payment of $10,000. (The required down payment jumps to 10% … Read More

The Real Truth About How I Save Half My Income

Desirae OdjickBudgets, Lessons Learned, Saving55 Comments

How I've managed to save half my income - and how you can too.

It’s one thing to set a goal to save half my income, but actually doing it is an entirely other story. Here’s a (brutally honest) look at exactly how I’ve managed to hit my savings goal over the past few months – because I’ve been consistently hitting it every month since October. Well, OK, not in January, because January was bananas, … Read More

How to Spend (or Save!) Your Tax Refund for Maximum Happiness

Desirae OdjickLessons Learned, Saving, Spending25 Comments

Hundreds – or thousands! – of dollars is about to hit the bank accounts of tax-filers everywhere over the next two months. That’s right, it’s tax return season – and it’s time to make sure that you spend (or save) your tax refund for maximum happiness. Pre-S: Still haven’t filed? Check out Simpletax, the tool I use + love to … Read More