Five Things To Do Before Buying a House

DesiraeLessons Learned, Lifestyle, Spending54 Comments

Five things to do before buying a house, especially if you're a first-time buyer.

Looking for a list of things to do before buying a house? I’ve got you covered based on my own personal experiences, because fun story: we just bought a house! And yes, almost everyone guessed this already from my not-so-cryptic tweets about taking money out of my EQ Bank savings account, and about having big news, and literally every DM … Read More

How to Spend (or Save!) Your Tax Refund for Maximum Happiness

DesiraeLessons Learned, Saving, Spending24 Comments

Hundreds – or thousands! – of dollars is about to hit the bank accounts of tax-filers everywhere over the next two months. That’s right, it’s tax return season – and it’s time to make sure that you spend (or save) your tax refund for maximum happiness. Pre-S: Still haven’t filed? Check out Simpletax, the tool I use + love to … Read More

Four Ways to Be Good at Money That Don’t Suck

DesiraeLessons Learned, Lifestyle, Spending10 Comments

It doesn't have to suck to be good at money - here are four ways to make sure you handle your personal finances like a champ.

No, being good at money doesn’t have to suck – I know this from personal experience. This week, The Financial Diet shared a post I wrote about how I survived on an entry-level salary without taking on debt, and how other people can do the same. It’s actually what I’m most proud of in my short personal finance life – how … Read More

In Praise of Weird Spending

DesiraeBudgets, Lessons Learned, Lifestyle, Spending26 Comments

Weird spending is probably the best thing you can do with your money - here's why.

There’s a whole range of ideas out there on how much you should spend on a thing – hell, I made an entire budgeting tool out of those recommended numbers – but honestly, the best spending you’ll ever do is weird spending. By weird spending, I mean spending that seems way out of line with what’s “normal”. Uh, what? Hear me … Read More