Four Real-Life Ways You Can Save Money on Food

Yes, you can save money on food, and no, it isn't all about giving up everything you like to eat.

There’s about a zillion lists of how to save money on food, because hi, food is hella expensive and not at all optional. You gotta eat, pals, no matter how frugal or On A Budget you are, but that doesn’t mean you need to eat the fanciest, most expensive food, all the h*ckin’ time. And I should know, because for a while, that was totally me. I was the person who spent $40 on meat to put in a stew. A stew. Literally, I took the meal that is renowned for being a cheap way to deliciously cook frugal af … Read More

Everything That Was and Was Not Worth Buying For Our New House

Exactly what was worth buying for our house - and what really, really wasn't.

We bought a lot of things when we moved, and only some of them were worth buying for our house, in retrospect. Which ones? Come on, you know I’m going to dish. And while we’re at it, I’m not going to sugarcoat it either: in the month that we actually, physically acquired our new house, we spent a zillion dollars. No but actually, we spent over $9,000, when a normal month rings in closer to… $4,000. So let’s call it $5,000 of house-related spending. Can we take a moment of silence for our savings accounts? I think it’s appropriate. In … Read More

“You Should Care Less” Is Terrible Money Advice

This might be the most terrible money advice I've ever heard.

There’s a lot of really great money advice that takes the form of people sharing things that they’ve done to save money, and using specific examples to illustrate it – I’ve given advice like that when I share the straight-up oddball things I personally do, like wearing the same thing every day and cutting my own hair. I like reading other people’s crazy stories too, because it opens my eyes to things that are possible that I probably never would have considered doing otherwise, but those stories can quickly veer from “fun, interesting story with some hefty associated savings” to … Read More

How to Get Pre-Approved For a Mortgage (Even If You Have No Idea Where to Start)

How to get pre-approved for a mortgage - even if you have literally no idea where to start.

I feel like the catchphrase of a first-time home-buyer is “I had no idea that was A Thing,” so I’ve teamed up with BMO to break down some of the key things you need to know going into the whole buying-a-house process over the next few weeks. Up first is one of my personal favourite parts of the process: Getting pre-approved for a mortgage. See, I loved the process, because it involved talking about budgets, printouts of my financial details, and at the end of it, my mortgage specialist commended me on how well-prepared I was. Getting gold stars is … Read More

How Much Does It Cost to Sell a House?

How much does it cost to sell a house?

Wondering how much it costs to sell a house? I got you, fam, because that is a thing I-slash-we totally just did. That’s right – if you get my Saturday ramblings weekly newsletter, you already know this, but The Boyfriend and I successfully sold his townhouse! (I know, you were as worried as I was that we bought a new place before selling his place, but it worked out! Don’t do that, ideally, but it was fine this time!) I’m not kidding when I say getting a house ready to sell, especially in a short amount of time, is one … Read More

How to Choose the Right Credit Card For You

How to choose the right credit card for you

Choosing the right credit card is a deeply personal experience. You guys know I’ve railed against the “do you like your credit card?” question as being the wrong one to ask if you’re looking for a new card… but what’s the right question to ask? Or, more accurately, what are the right questions, multiple, to ask? And when should you ask them? I’ve teamed up with RateSupermarket.ca to help you figure it out, since they’re celebrating their 9th anniversary with a roundup of pretty stellar credit card promotions (so if you read this and realize your credit card might not … Read More