I Went Over Budget This Month (And What To Do If You Did, Too)

Desirae OdjickBudgets, Spending24 Comments

If you went over budget this month, here's how to handle it.

Well, as you probably guessed from the title, I went over budget this month. Like… way over budget. Like over-$800-in-two-budget-categories over budget. Surprise! I’d like to thank the academy, buying a house, and purchasing my ticket to Fincon 17 plus my plane ticket to and from Dallas. In all seriousness, the only two budget categories I went over in were … Read More

Five Things To Do Before Buying a House

Desirae OdjickLessons Learned, Lifestyle, Spending55 Comments

Five things to do before buying a house, especially if you're a first-time buyer.

Looking for a list of things to do before buying a house? I’ve got you covered based on my own personal experiences, because fun story: we just bought a house! And yes, almost everyone guessed this already from my not-so-cryptic tweets about taking money out of my EQ Bank savings account, and about having big news, and literally every DM … Read More

How to Spend (or Save!) Your Tax Refund for Maximum Happiness

Desirae OdjickLessons Learned, Saving, Spending25 Comments

Hundreds – or thousands! – of dollars is about to hit the bank accounts of tax-filers everywhere over the next two months. That’s right, it’s tax return season – and it’s time to make sure that you spend (or save) your tax refund for maximum happiness. Pre-S: Still haven’t filed? Check out Simpletax, the tool I use + love to … Read More

Four Ways to Be Good at Money That Don’t Suck

Desirae OdjickLessons Learned, Lifestyle, Spending10 Comments

It doesn't have to suck to be good at money - here are four ways to make sure you handle your personal finances like a champ.

No, being good at money doesn’t have to suck – I know this from personal experience. This week, The Financial Diet shared a post I wrote about how I survived on an entry-level salary without taking on debt, and how other people can do the same. It’s actually what I’m most proud of in my short personal finance life – how … Read More