Saving money is the key to that thing you want to do, whether it's buying a house or taking a year off work to travel. Here's how to save more money, no matter what your current income is.

If you want to save more money, you’re in the right place.

After spending almost four years writing about money—mostly with the goal of figuring out how I was going to save enough to do the things I wanted to do, like save a five-figure down payment for a house or save up for a wedding—I’ve read pretty much everything out there about savings tips, and tried just about every tool pitched to help you save more of your hard-earned cash. Here are the best tools and tips out there to help you save more and hit your goals ASAP.


Best tools to save more money

Online savings accounts that pay 2.3% interest with an easy-to-use interface, unlimited Interac e-transfers, and custom goal setting.

A prepaid Visa card with built-in features to help you save more automatically. Earn an extra 1% cashback for 90 days with code HALFBANKED.

Get cashback on the online purchases you're going to make anyways, at companies like Amazon, Sephora, lululemon, Lowes—and many more.

KOHO Review: Best Prepaid Card for Everyday Use?

Even though I've personally used KOHO as a prepaid credit card for over a year now, I’ve never done a full KOHO review—and trust me, it’s not because no one has asked. That’s why it’s high time I took this conversation out of DMs and onto the blog, because quite...

read more

Why I’m Not Saving Half My Income Anymore

When I started this blog, it was for a simple reason: my goal was to save half my income, and I thought it’d be interesting to write about. While I’ve never shared exact numbers on my income, I like to think I’ve always been transparent about what has worked—and...

read more

Tangerine Review—Best Online Bank in Canada?

When it comes to online banking in Canada, you’ll be hard-pressed to find a better, more complete, or more user-friendly option than Tangerine Bank. Tangerine used to be the Canadian branch of ING Direct, and was acquired by Scotiabank in 2012. While the name and...

read more

How to Save for a New Kitchen (Part One)

If you’re wondering how to save for a new kitchen, the best advice I can give you is this: start now. (And no, not only because kitchens can come with a hefty price tag!) As you might have seen on Instagram, we’re in the early stages of a kitchen renovation. However,...

read more

The Case for Multiple Emergency Funds

This post is sponsored by Alterna Bank, but all opinions, stories, and emergency fund anecdotes are my own. “Multiple emergency funds? But I’m having trouble even saving up one emergency fund.” If that’s what you’re thinking when you hear “multiple emergency funds,”...

read more

5 Hard-But-Worth-It Ways to Save More Money

As a follow-up to my post about easy ways to save more money, I want to talk about the flip side of things—hard ways to save more money. Specifically, I want to talk about the very worthwhile high effort, high impact ways to make a big difference in your financial...

read more

8 Actually-Easy Ways to Save More Money

I spoke at an event last week, and the moderator asked a great question: “What are some easy ways to save more money?” I say great question, but I completely blew it in person, and was like “Uuuhhhhhh track your spending?” Which is a great way to save more money, but...

read more

How to Calculate Your Net Worth: A Complete Guide

It’s time for a how-to tutorial, pals: how to calculate your net worth. Calculating and tracking your net worth over time isn’t just for people with Scrooge-McDuck money—it’s one of the best ways to get a quick look at your overall financial situation and to track...

read more

How We Manage Money Now That We’re Married

One of the most frequent questions I’ve heard since we got married is “How do you manage your money now that you’re married?” Truly, it’s been the second-most-asked question after “How much did you spend on the wedding?” because on both counts, there aren’t many...

read more