Saving MORE MONEYSaving money is the key to that thing you want to do, whether it's buying a house or taking a year off work to travel. Here's how to save more money, no matter what your current income is.
If you want to save more money, you’re in the right place.
After spending almost four years writing about money—mostly with the goal of figuring out how I was going to save enough to do the things I wanted to do, like save a five-figure down payment for a house or save up for a wedding—I’ve read pretty much everything out there about savings tips, and tried just about every tool pitched to help you save more of your hard-earned cash. Here are the best tools and tips out there to help you save more and hit your goals ASAP.
Best tools to save more money
Online savings accounts that pay 2.3% interest with an easy-to-use interface, unlimited Interac e-transfers, and custom goal setting.
A prepaid Visa card with built-in features to help you save more automatically. Earn an extra 1% cashback for 90 days with code HALFBANKED.
Get cashback on the online purchases you're going to make anyways, at companies like Amazon, Sephora,
Everything you didn’t learn in school about what the TFSA is, how it can help you retire a rich lady, and why it’s basically the worst name ever given to a tax-advantaged account.read more
Your RRSP is a heckin’ powerful account that can save you a lot of money in taxes—if you use it properly. Figure out all the nuances of the account and how to use it right this way.read more
I spend a lot of time thinking about financial advice.But even though my days right now are focused on things like my house emergency fund, I still often think about financial advice for new grads—specifically, the financial advice I wish I had received back then.read more
Money is political. There, I’ve made a (very, apparently) controversial statement, so now let’s talk about taxes. Specifically, all the tax terms that are being tossed around in the Canadian election that even I, a certified personal finance nerd, am having a hard...read more
Even though I've personally used KOHO as a prepaid credit card for over a year now, I’ve never done a full KOHO review—and trust me, it’s not because no one has asked. That’s why it’s high time I took this conversation out of DMs and onto the blog, because quite...read more
A lot of people have been asking about STACK, and how it—har dee har har—stacks up against other prepaid cards in Canada, so I tried it out for a month to deliver a full STACK review. I put it through its paces too, and made sure to try it out for in-person, online,...read more
When you’re looking at prepaid credit cards in Canada, you’re likely deciding between KOHO and STACK. They're the two leaders in the Canadian prepaid card space, and they both come with apps and extra perks to help you manage your spending and save more money. ...read more
When I started this blog, it was for a simple reason: my goal was to save half my income, and I thought it’d be interesting to write about. While I’ve never shared exact numbers on my income, I like to think I’ve always been transparent about what has worked—and...read more
When it comes to online banking in Canada, you’ll be hard-pressed to find a better, more complete, or more user-friendly option than Tangerine Bank. Tangerine used to be the Canadian branch of ING Direct, and was acquired by Scotiabank in 2012. While the name and...read more
With the way the financial media covers the economy, it’s no surprise that from time to time, you might wonder how to prepare for a recession. Luckily, there are some solid, common-sense, basic things you can do to prepare your finances for a recession, although quite...read more
If you’re wondering how to save for a new kitchen, the best advice I can give you is this: start now. (And no, not only because kitchens can come with a hefty price tag!) As you might have seen on Instagram, we’re in the early stages of a kitchen renovation. However,...read more
This post is sponsored by Alterna Bank, but all opinions, stories, and emergency fund anecdotes are my own. “Multiple emergency funds? But I’m having trouble even saving up one emergency fund.” If that’s what you’re thinking when you hear “multiple emergency funds,”...read more
As a follow-up to my post about easy ways to save more money, I want to talk about the flip side of things—hard ways to save more money. Specifically, I want to talk about the very worthwhile high effort, high impact ways to make a big difference in your financial...read more
I spoke at an event last week, and the moderator asked a great question: “What are some easy ways to save more money?” I say great question, but I completely blew it in person, and was like “Uuuhhhhhh track your spending?” Which is a great way to save more money, but...read more
This post is sponsored by Alterna Bank, but all opinions and stories are my own. When I was a student, I was not reading personal finance blogs—let’s just make that clear right now. I wasn’t terrible with money as a student in the grand scheme of things, but I...read more
It’s time for a how-to tutorial, pals: how to calculate your net worth. Calculating and tracking your net worth over time isn’t just for people with Scrooge-McDuck money—it’s one of the best ways to get a quick look at your overall financial situation and to track...read more
If you’re worrying about your retirement savings, same. Here are the concrete, actionable steps I’m taking to feel more secure about my retirement plans.read more
This post was sponsored by the Canada Deposit Insurance Corporation, but all opinions and stories are my own. How do you know if it’s time to do a full financial review—and what should you look for when you do? That’s a question I’ve asked myself a lot in the past...read more
If you’re wondering if you should pay off your mortgage faster, same here pals—and that’s not something I ever thought I would say. For the first two years that we had our house, I considered paying off your mortgage early to be one of those super-extreme personal...read more
One of the most frequent questions I’ve heard since we got married is “How do you manage your money now that you’re married?” Truly, it’s been the second-most-asked question after “How much did you spend on the wedding?” because on both counts, there aren’t many...read more