Saving MORE MONEYSaving money is the key to that thing you want to do, whether it's buying a house or taking a year off work to travel. Here's how to save more money, no matter what your current income is.
If you want to save more money, you’re in the right place.
After spending almost four years writing about money—mostly with the goal of figuring out how I was going to save enough to do the things I wanted to do, like save a five-figure down payment for a house or save up for a wedding—I’ve read pretty much everything out there about savings tips, and tried just about every tool pitched to help you save more of your hard-earned cash. Here are the best tools and tips out there to help you save more and hit your goals ASAP.
Best tools to save more money
Online savings accounts that pay 2.3% interest with an easy-to-use interface, unlimited Interac e-transfers, and custom goal setting.
A prepaid Visa card with built-in Roundup features and goal-setting to help you save more automatically. Get $20 free with code HALFBANKED when you sign up.
Get cashback on the online purchases you're going to make anyways, at companies like Amazon, Sephora,
When I started this blog, it was for a simple reason: my goal was to save half my income, and I thought it’d be interesting to write about. While I’ve never shared exact numbers on my income, I like to think I’ve always been transparent about what has worked—and...read more
When it comes to online banking in Canada, you’ll be hard-pressed to find a better, more complete, or more user-friendly option than Tangerine Bank. Tangerine used to be the Canadian branch of ING Direct, and was acquired by Scotiabank in 2012. While the name and...read more
With the way the financial media covers the economy, it’s no surprise that from time to time, you might wonder how to prepare for a recession. Luckily, there are some solid, common-sense, basic things you can do to prepare your finances for a recession, although quite...read more
If you’re wondering how to save for a new kitchen, the best advice I can give you is this: start now. (And no, not only because kitchens can come with a hefty price tag!) As you might have seen on Instagram, we’re in the early stages of a kitchen renovation. However,...read more
This post is sponsored by Alterna Bank, but all opinions, stories, and emergency fund anecdotes are my own. “Multiple emergency funds? But I’m having trouble even saving up one emergency fund.” If that’s what you’re thinking when you hear “multiple emergency funds,”...read more
As a follow-up to my post about easy ways to save more money, I want to talk about the flip side of things—hard ways to save more money. Specifically, I want to talk about the very worthwhile high effort, high impact ways to make a big difference in your financial...read more
I spoke at an event last week, and the moderator asked a great question: “What are some easy ways to save more money?” I say great question, but I completely blew it in person, and was like “Uuuhhhhhh track your spending?” Which is a great way to save more money, but...read more
This post is sponsored by Alterna Bank, but all opinions and stories are my own. When I was a student, I was not reading personal finance blogs—let’s just make that clear right now. I wasn’t terrible with money as a student in the grand scheme of things, but I...read more
It’s time for a how-to tutorial, pals: how to calculate your net worth. Calculating and tracking your net worth over time isn’t just for people with Scrooge-McDuck money—it’s one of the best ways to get a quick look at your overall financial situation and to track...read more
If you’re worrying about your retirement savings, same. Here are the concrete, actionable steps I’m taking to feel more secure about my retirement plans.read more
This post was sponsored by the Canada Deposit Insurance Corporation, but all opinions and stories are my own. How do you know if it’s time to do a full financial review—and what should you look for when you do? That’s a question I’ve asked myself a lot in the past...read more
If you’re wondering if you should pay off your mortgage faster, same here pals—and that’s not something I ever thought I would say. For the first two years that we had our house, I considered paying off your mortgage early to be one of those super-extreme personal...read more
One of the most frequent questions I’ve heard since we got married is “How do you manage your money now that you’re married?” Truly, it’s been the second-most-asked question after “How much did you spend on the wedding?” because on both counts, there aren’t many...read more
I have a very boring and very predictable answer when people ask me where they should stash things like their house down payment savings. “Are you in Canada? Then my answer is EQ Bank, no question.” I recommend them in comments and emails and posts so often for a...read more
This is not your dad’s list of the best personal finance books to read in 2019. No offence to your dad either, but it often feels like the exact same books have been recommended on “best of personal finance” lists for the past thirty years. The classics are the...read more
This post is a paid collaboration with Tangerine, but all opinions and stories are my own. Financial literacy is one of those things that we all wish we had learned in school, right? It’s so easy to make the joke that while we were learning about isosceles triangles,...read more
In case you hadn’t heard, November is Financial Literacy Month here in Canada. It’s a whole month dedicated to financial literacy (duh) and since that’s not exactly a super-clear definition, let’s take a second to chat about what that actually means. Financial...read more
If you missed the news last week, Wealthsimple announced that they’re adding a new feature, Roundup, to help you save more money. Basically, you link your regular cards to your Wealthsimple account, and they’ll round up every purchase to the nearest dollar and put the...read more
As a lot of you know, I'm taking a few weeks off to celebrate my wedding this summer (here's a post about how we budgeted for the wedding, and the best wedding budget tips I've found this year!). That starts today, and I'll be back on August 20th with a new post! But...read more
One of the most commonly asked questions I see in my inbox is some version of "Should I save or pay down debt?" Most of the time there are specifics involved, and while this is one of those questions I put heavy disclaimers around answering—I'm not a financial...read more