Saving MORE MONEYSaving money is the key to that thing you want to do, whether it's buying a house or taking a year off work to travel. Here's how to save more money, no matter what your current income is.
If you want to save more money, you’re in the right place.
After spending almost four years writing about money—mostly with the goal of figuring out how I was going to save enough to do the things I wanted to do, like save a five-figure down payment for a house or save up for a wedding—I’ve read pretty much everything out there about savings tips, and tried just about every tool pitched to help you save more of your hard-earned cash. Here are the best tools and tips out there to help you save more and hit your goals ASAP.
Best tools to save more money
Online savings accounts that pay 2.3% interest with an easy-to-use interface, unlimited Interac e-transfers, and custom goal setting.
A prepaid Visa card with built-in Roundup features and goal-setting to help you save more automatically. Get $20 free with code HALFBANKED when you sign up.
Get cashback on the online purchases you're going to make anyways, at companies like Amazon, Sephora,
If you’re looking for a quick, pithy article about how to save an emergency fund, this is not it. I mean, I can give you the basics, which is to set a goal, save money every month, and then hit that goal—but that’s not all that helpful. Especially if you’re just...read more
It’s easy to be confident about money if you’ve got a formal education in finance, or if you’ve been rocking your money management for ages. But if you’re not quite there yet? There are steps you can take as part of your everyday life (no marathon study sessions...read more
If you’re being inundated with emails and messages about how you should contribute more to your RRSP, don’t worry. Here’s everything you need to know about making the right choice for you, sans sales pressure (your RRSP will still be there on March 2nd.)read more
There is a lot of hype around how eating less meat, or no meat, can save you a lot of money. Here is a real-life look at how much I have saved on our grocery bill by cutting meat out of my diet for the past few months.read more
One of my most “controversial” opinions is that you should treat your house as a place you live, not an investment… because it’s not. That doesn’t mean you can’t buy a house if you want one, though. You just need to do these things first.read more
If you want to scale down your spending and find more money in your budget, there’s no need to get extreme about it. This simple step will help you make manageable, do-able progress towards your money goals.read more
You might have already gotten a sales pitch about whole life insurance, or you might get one in the future. I’m here to help, by explaining why you almost 100% do not need whole life insurance, and what you should get instead when you do need some kind of life insurance.read more
It can be intimidating to call in and ask for help—especially if you have no idea what to say—but speaking up the right way could save you major money. Here’s how to do it, with specific examples, from an expert!read more
When you’re saving up for a house, every penny counts. No seriously, every penny. When you’re looking for ways to add money to your savings, don’t overlook tactics like this one that can help add hundreds to your savings goal.read more
What’s a “magic money number”? And how can you find out what it is for you? (It’s different for everyone, FYI.) This guest post from Alyssa at Mixed Up Money breaks it all down for you.read more
Before you can buy a house, you need to come up with a downpayment – and saving it is easier said than done. Here are the best tips to save up five figures for a house, based on my experience doing exactly that.read more
Yes, I started this blog to try to save half my income. Yes, I got there (eventually). But there’s more to the story than that, which is why I’m pulling back the curtain with some real-talk about how it happened.read more
Sure, starting to bank online is A Thing I Recommend, but I’m not naive: I know it can feel like a pretty big step for a lot of people, especially since it can seem like this big black hole of “How?!” questions. How do I actually sign up? How do I switch over all of...read more
Trust me, it’s something anyone can do – even if you don’t consider yourself an “investor.”read more
Not sure where to begin when it comes to creating a plan to manage your money? Start here, with these four steps that are totally do-able for beginners and pros alike.read more
Um, what?! It’s true—money goals aren’t really a thing. The things you (and I!) think of as money goals are really just in service of our actual goals, whether it’s homeownership, travel, or whatever it is we really want.read more
Here’s everything I learned (and did) at the Canadian Personal Finance Conference in 2016.read more
Your RRSP is a heckin’ powerful account that can save you a lot of money in taxes—if you use it properly. Figure out all the nuances of the account and how to use it right this way.read more
Everything you didn’t learn in school about what the TFSA is, how it can help you retire a rich lady, and why it’s basically the worst name ever given to a tax-advantaged account.read more
It’s been a while since I shared a hilarious tale of the times I did the opposite of what standard financial advice - whether my own or someone else’s - would have recommended in that situation. For reference, the things I’ve been an example of how NOT to do include...read more