If you’re buying a home (in Canada), you’ll need to be really careful about planning for CMHC and other closing costs. I mean, you’ll have closing costs anywhere, sure, but these ones are what you need to watch out for here!
There’s a lot of pressure out there to omg-buy-a-house-ASAP… but it turns out, you can be a successful human who will retire just fine even if you never own property. Here’s a few of the ways people will convince you to buy, and how to reply if you’re just not ready yet (or ever).
If you’re gearing up to get pre-approved for your first mortgage (yay! so exciting!) here’s what you’ll need to know to make the process totally smooth and stress-free.
When we sold our place, I kept track of everything we spent on the process—and spoiler alert, it was not cheap. (And that’s not even counting the sheer stress of the process, although I did count some of the convenience purchases we made to alleviate the stress!)