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A Millennial’s Guide to the TFSA

A Millennial’s Guide to the TFSA

by Desirae Odjick | Nov 19, 2019 | Investing, Saving, Strategies, Tools

Everything you didn’t learn in school about what the TFSA is, how it can help you retire a rich lady, and why it’s basically the worst name ever given to a tax-advantaged account.

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A Millennial’s Guide to the RRSP

A Millennial’s Guide to the RRSP

by Desirae Odjick | Nov 19, 2019 | Investing, Saving, Tools

Your RRSP is a heckin’ powerful account that can save you a lot of money in taxes—if you use it properly. Figure out all the nuances of the account and how to use it right this way.

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The Most Important Thing for Beginner Investors (In My Opinion Anyways)

The Most Important Thing for Beginner Investors (In My Opinion Anyways)

by Desirae Odjick | Oct 16, 2019 | Investing

Over the past four years, I’ve written a lot about it, but even that only scratches the surface, because investing is one of those really complex topics you could study for a decade and still learn something new every day. That’s why it can feel so intimidating—but it doesn’t have to.

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Exactly How To Track (And Manage!) Your Side Hustle Income

Exactly How To Track (And Manage!) Your Side Hustle Income

by Desirae Odjick | Oct 2, 2019 | Budgeting, Investing, Spending, Tools

Whether your side hustle is a few bucks here and there, or a more structured, consistent source of income, you need to manage it (and you definitely need to track it for tax time!). Here’s a system I use to do exactly that.

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Wealthsimple Review 2019: Investing Made Easy

Wealthsimple Review 2019: Investing Made Easy

by Desirae Odjick | Jul 10, 2019 | Investing, Tools

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What is Diversification and Why Does It Matter In Investing?

What is Diversification and Why Does It Matter In Investing?

by Desirae Odjick | May 1, 2019 | Investing

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I’m all about helping you use your money to live the life you want, whatever that looks like for you (and yes, that means saving for future-you, too). Find out more.

 



Recent Posts

  • Rakuten Canada Review: Earn 1-10% More Cash Back
  • Black Friday Budgeting Guide: 6 Ways to Shop Smart This BFCM
  • A Millennial’s Guide to the TFSA
  • A Millennial’s Guide to the RRSP
  • Willful Review: How to Make a Will Online In Canada (Plus Discount!)

Hi, I’m Desirae!

I’m the brain who thought writing about money on the internet was a totally normal and cool thing to do once upon a time. If you’re moneyed out for now, but want to keep in touch, I’m on Instagram, Twitter, and even Facebook sometimes. If you want to take this party to your inbox, you can sign up to track your spending, figure out your budget, or learn how to start investing (as a total beginner). And if you just want a clear place to start? I’ve got you fam.

Instagram

Instagram post 18079255642147500 For most of my 20s, I didn't really travel.⁠
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And not in a sad, "don't ever spend your money on anything fun!!!" kind of way either! It just wasn't my priority.⁠
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Instead, I spent money on getting a dog (heckin' expensive) and buying a house (do not even get me started) because I knew those things were more important to me.⁠
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But if travel is important to *you*, there are ways you can afford it, just like there were ways I could afford a dog—and if you think it's weird I keep comparing the two, after tracking my dog-specific spending he costs about the same as a VERY cool annual vacation 😂⁠
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It all comes down to priorities. Most of us can't have it alllllll, but you can probably have the stuff that matters most if you're strategic about it.⁠
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#savethatmoney #debtfree #debtfreejourney #debtfreecommunity #financialindependence #personalfinance #womenwhomoney #thefinancialdiet #talkaboutmoney #networth #financialwellness #moneymanagement #budgetingtips #millennialmoney⁠
Instagram post 17865620083568423 No one starts off great at money, and no one saves $1000 overnight. (Ok fine it you're actually rich maybe you could decide to save $1000 right now but let's be real, that's not most of us.) Anything that you want to do with your money - whether that's saving more, spending differently, learning the terms, etc - is going to take time.

Don't worry. That's *normal*. It's a process. 
#savethatmoney #debtfree #debtfreejourney #debtfreecommunity #financialindependence #personalfinance #womenwhomoney #thefinancialdiet #talkaboutmoney #networth #financialwellness #moneymanagement #budgetingtips #millennialmoney
Instagram post 18117464317032342 This is actually one of the most oddly uplifting things I remind myself daily.⁠
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Everything you see someone spending on represents a choice—and you never know what that choice is.⁠
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Maybe you see someone buying a new car, but they intentionally chose to cut down on clothing spending to afford it.⁠
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Maybe someone passes on a fancy dinner, and you *don't* see that they're maxing out their retirement accounts this year 🔥⁠
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No one can afford to do literally everything (even billionaires don't own all the yachts yaknow?).⁠
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So make conscious decisions about where your money goes, and own them. ⁠
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#savethatmoney #debtfree #debtfreejourney #debtfreecommunity #financialindependence #personalfinance #womenwhomoney #thefinancialdiet #talkaboutmoney #networth #financialwellness #moneymanagement #budgetingtips #millennialmoney⁠
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