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Voting With Your Dollars Has Never Mattered More

Voting With Your Dollars Has Never Mattered More

by Desirae Odjick | May 20, 2020 | Spending

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How I’m Managing My Money During the COVID-19 Chaos

How I’m Managing My Money During the COVID-19 Chaos

by Desirae Odjick | Mar 25, 2020 | Saving, Spending

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Why the Rent Vs. Own Argument Shouldn’t Exist

Why the Rent Vs. Own Argument Shouldn’t Exist

by Desirae Odjick | Feb 12, 2020 | Debt, Housing, Spending

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How to Update Your Living Room on a Medium Budget

How to Update Your Living Room on a Medium Budget

by Desirae Odjick | Jan 29, 2020 | Spending

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You Are Not Bad at Money

You Are Not Bad at Money

by Desirae Odjick | Jan 29, 2020 | Lessons Learned, Spending

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Black Friday Budgeting Guide: 6 Ways to Shop Smart This BFCM

Black Friday Budgeting Guide: 6 Ways to Shop Smart This BFCM

by Desirae Odjick | Nov 27, 2019 | Spending

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I’m all about helping you use your money to live the life you want, whatever that looks like for you (and yes, that means saving for future-you, too). Find out more.

 



Recent Posts

  • Voting With Your Dollars Has Never Mattered More
  • How I’m Managing My Money During the COVID-19 Chaos
  • 9 Actionable Ways to Prepare For a Recession
  • How to File Your Taxes Online in Canada
  • Top 6 RRSP Myths: What You Really Need to Know (But Didn’t Want to Ask)

Hi, I’m Desirae!

I’m the brain who thought writing about money on the internet was a totally normal and cool thing to do once upon a time. If you’re moneyed out for now, but want to keep in touch, I’m on Instagram, Twitter, and even Facebook sometimes. If you want to take this party to your inbox, you can sign up to track your spending, figure out your budget, or learn how to start investing (as a total beginner). And if you just want a clear place to start? I’ve got you fam.

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You know that saying, the best time to start was y You know that saying, the best time to start was yesterday, and the second best time is today? ⠀ ⠀ I've been thinking a lot about how to show up in this New Normal for money, because it looks a heck of a lot different for a lot of people. Like, A LOT of people. And one of the things a pal pointed out is that while there are tons of people who have lost jobs, there are also people who are still working and trying to figure out their money to be prepared if things get worse.⠀ ⠀ It turns out, I wrote a post almost exactly a year ago about how to prepare for a recession. While the advice has changed—emergency fund first, everything else a distant second!—the updated post is a great walk through of 9 things you can do now if your financial situation hasn't been impacted (yet). ⠀ ⠀ And yes, would all of this have been easier to do a year ago? ⠀ ⠀ Probably! Back when "Do you think there's a recession coming?" was a hypothetical DM from investment bros! ⠀ ⠀ But the second best time is still and forever will be now.
Every time you buy something, you’re casting a v Every time you buy something, you’re casting a vote for that business existing.⠀ ⠀ (In a similar vein, every time you put a dollar into your emergency fund, you're casting a vote for your future financial security!!!)⠀ ⠀ With everything going on right now, you might be in a position where spending as little as possible is the best move for you—and as I've maintained this whole time, put on your own life mask first, bb.⠀ ⠀ But if you *are* still able to make purchases, it's never been more important to think about them. ⠀ ⠀ The money we spend now is a direct vote for the new normal—whether that's female-owned businesses, small local farms, your fave coffee shop, or whatever business comes to mind when you think about what you want to still exist when this is all over.
If anyone is telling you differently, unfollow the If anyone is telling you differently, unfollow them 💁🏻 ⠀ ⠀ In all seriousness, this is a unique-in-our-lifetimes moment in a lot of ways, but "financially" is definitely one of them. ⠀ ⠀ Please remember, there was no anticipating this. Give yourself all of the grace and kindness you can possibly muster, because you deserve it. Focus on getting through this however you can, and understand that you are not alone. ⠀ ⠀ Do not listen to anyone who is trying to make you feel badly about the current state of your finances. Let go of the idea that if only you had done X or Y, you'd be in a different position.⠀ ⠀ No one saw this coming. The best thing you can focus on, financially speaking, is getting through this in whatever way makes sense for you.⠀ ⠀ And please, please, please, stay home. Cancel plans even if it's awkward. Ask people to get your groceries if you have been travelling and need to isolate for 14 days. Please stay home.
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