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Black Friday Budgeting Guide: 6 Ways to Shop Smart This BFCM

Black Friday Budgeting Guide: 6 Ways to Shop Smart This BFCM

by Desirae Odjick | Nov 27, 2019 | Spending

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The Financial Advice I’d Give Myself As a New Grad

The Financial Advice I’d Give Myself As a New Grad

by Desirae Odjick | Nov 1, 2019 | Lessons Learned, Saving, Spending

I spend a lot of time thinking about financial advice.But even though my days right now are focused on things like my house emergency fund, I still often think about financial advice for new grads—specifically, the financial advice I wish I had received back then.

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Exactly How To Track (And Manage!) Your Side Hustle Income

Exactly How To Track (And Manage!) Your Side Hustle Income

by Desirae Odjick | Oct 2, 2019 | Budgeting, Investing, Spending, Tools

Whether your side hustle is a few bucks here and there, or a more structured, consistent source of income, you need to manage it (and you definitely need to track it for tax time!). Here’s a system I use to do exactly that.

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Tax Credits, Tax Rates, and Tax Deductions: Decoding the 2019 Election Promises

Tax Credits, Tax Rates, and Tax Deductions: Decoding the 2019 Election Promises

by Desirae Odjick | Sep 25, 2019 | Saving, Spending

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Strategic Spending: How to Make Big Spending Events Work For You

Strategic Spending: How to Make Big Spending Events Work For You

by Desirae Odjick | Aug 21, 2019 | Spending, Strategies

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How Much Does an IKEA Kitchen Reno Cost? (Tips + Tricks)

How Much Does an IKEA Kitchen Reno Cost? (Tips + Tricks)

by Desirae Odjick | Aug 19, 2019 | Spending

If you’re going to do a kitchen reno, how much does an IKEA kitchen cost? This post breaks down everything we spent on our new IKEA kitchen, and where we saved money.

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I’m all about helping you use your money to live the life you want, whatever that looks like for you (and yes, that means saving for future-you, too). Find out more.

 



Recent Posts

  • Rakuten Canada Review: Earn 1-10% More Cash Back
  • Black Friday Budgeting Guide: 6 Ways to Shop Smart This BFCM
  • A Millennial’s Guide to the TFSA
  • A Millennial’s Guide to the RRSP
  • Willful Review: How to Make a Will Online In Canada (Plus Discount!)

Hi, I’m Desirae!

I’m the brain who thought writing about money on the internet was a totally normal and cool thing to do once upon a time. If you’re moneyed out for now, but want to keep in touch, I’m on Instagram, Twitter, and even Facebook sometimes. If you want to take this party to your inbox, you can sign up to track your spending, figure out your budget, or learn how to start investing (as a total beginner). And if you just want a clear place to start? I’ve got you fam.

Instagram

Instagram post 18079255642147500 For most of my 20s, I didn't really travel.⁠
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And not in a sad, "don't ever spend your money on anything fun!!!" kind of way either! It just wasn't my priority.⁠
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Instead, I spent money on getting a dog (heckin' expensive) and buying a house (do not even get me started) because I knew those things were more important to me.⁠
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But if travel is important to *you*, there are ways you can afford it, just like there were ways I could afford a dog—and if you think it's weird I keep comparing the two, after tracking my dog-specific spending he costs about the same as a VERY cool annual vacation 😂⁠
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It all comes down to priorities. Most of us can't have it alllllll, but you can probably have the stuff that matters most if you're strategic about it.⁠
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#savethatmoney #debtfree #debtfreejourney #debtfreecommunity #financialindependence #personalfinance #womenwhomoney #thefinancialdiet #talkaboutmoney #networth #financialwellness #moneymanagement #budgetingtips #millennialmoney⁠
Instagram post 17865620083568423 No one starts off great at money, and no one saves $1000 overnight. (Ok fine it you're actually rich maybe you could decide to save $1000 right now but let's be real, that's not most of us.) Anything that you want to do with your money - whether that's saving more, spending differently, learning the terms, etc - is going to take time.

Don't worry. That's *normal*. It's a process. 
#savethatmoney #debtfree #debtfreejourney #debtfreecommunity #financialindependence #personalfinance #womenwhomoney #thefinancialdiet #talkaboutmoney #networth #financialwellness #moneymanagement #budgetingtips #millennialmoney
Instagram post 18117464317032342 This is actually one of the most oddly uplifting things I remind myself daily.⁠
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Everything you see someone spending on represents a choice—and you never know what that choice is.⁠
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Maybe you see someone buying a new car, but they intentionally chose to cut down on clothing spending to afford it.⁠
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Maybe someone passes on a fancy dinner, and you *don't* see that they're maxing out their retirement accounts this year 🔥⁠
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No one can afford to do literally everything (even billionaires don't own all the yachts yaknow?).⁠
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So make conscious decisions about where your money goes, and own them. ⁠
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#savethatmoney #debtfree #debtfreejourney #debtfreecommunity #financialindependence #personalfinance #womenwhomoney #thefinancialdiet #talkaboutmoney #networth #financialwellness #moneymanagement #budgetingtips #millennialmoney⁠
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