How Much Money Going (Mostly) Vegetarian Is Actually Saving Me

Will going vegetarian save you money? Here's how much.

Remember that time, over the summer, that I was all “I eat much less meat now”?

Well, that’s still a thing, and if I had to put a label on it, I’d say I’m eating pescetarian right now. I still eat fish, but my default day-to-day includes zero other meats—and even fish isn’t an everyday occurrence.

Until this month, I couldn’t have told you with any great accuracy how much money it was actually saving me, because August was a partial, and kind of half-assed attempt at “eating more vegetables.” September was veggie-based, with some fish, but it was also just an oddly spendy month, with lots of hosting and other big, irregular expenses that fell into our “well, we got it at the grocery store, so… groceries?” expense category.

I know, because I checked our joint spreadsheet.

But this month, I feel like we finally got to see a “normal” month of grocery shopping—which yes, included a trip to Costco—and how this new pattern of ingesting food is impacting our grocery budget.

So how much money did we save?

The short answer is about $100, or 1/6th of our regular grocery budget.

In a typical month, pre-this-experiment month, we’d spend almost exactly $600 on food for two people. This month, we’re well under the $500 mark, and even with one weekend’s worth of grocery shopping to go, I can’t see us going much over $500.

That means that in the first full, committed month, we’re saving about $100.

These savings come almost entirely from the fact that we’ve cut our meat consumption in half. The Fiance still eats meat, so his diet this month was largely unchanged, while I’ve been upping my other-proteins game for breakfast, lunch, and dinner.

Is money why I’m doing this?

A reasonable, and totally understandable, first question people have asked when I tell them I’m eating pescetarian now, is “Why?”

What prompted this? I’ve always eaten meat, I’ve always enjoyed meat… why now? Is it just to have something to write about on the blog? (No one asks that unless they’re another blogger, BTW.)

And I wish I had a better, pithier, more concise answer for people. It’s kind of a few things, all at the same time, that make this choice make sense for me.

Animal reasons

Obviously, I love The Dog, and I love other animals too. I’ve never watched a documentary about factory farming, and to be honest, I have no interest in watching one—I know it would haunt me for the rest of my life. I know enough to know that’s not a system I want to support, and for a long time, I knew that but didn’t take any action to stop supporting it.

Partially, because I thought meat was an essential part of my diet, and I felt like I couldn’t afford more humanely farmed meats. So… nothing changed.

Health reasons

But it turns out, you can eat a healthy, balanced diet without meat. (I’m not saying everyone should, but you can.)

For me, learning a bit more about building a mostly-vegetarian diet so that it’s fully supporting my nutritional needs has been great, and has resulted in a mostly-healthier overall diet. I eat more vegetables now, I focus on incorporating different sources of protein into every meal, and I’m trying different foods and cooking techniques and recipes.

Learning to get enough protein without a slab of meat on my plate has made me a more informed consumer of foods when it comes to my nutrition and my dietary needs.

And yes, money reasons

But not necessarily the ones you’re thinking about. I’m lucky (very lucky!) to be in a place where I am not in desperate need of finding that $100 savings in my budget, although it obviously doesn’t hurt. If I was only doing this to save money, I probably would have already quit.

When I say money reasons, I mean that this set of choices (mostly vegetables, eggs, and dairy, with some fish) gives me a better ability to vote with my dollars. We have the wiggle room to buy the roam-free eggs every week. I, personally, know that no chickens, cows, or pigs are being mistreated because of my purchases.

And if I decide to incorporate meat back into my diet, we have the wiggle room in our budget to support local farmers with humane farming practices. Which yes, becomes really expensive if you eat meat every day, in huge portions… but that’s not how I eat anymore.

What about special occasions?

This was hands-down my biggest concern, and the reason I hemmed and hawed so much about the whole thing going into it. Am I really going to skip turkey at Thanksgiving? Am I really going to opt out of ham at Christmas? I couldn’t imagine doing it, so I figured my answer would be “I’m vegetarian when it’s convenient,” and still eat the family meal at Thanksgiving.

Except… I didn’t do that.


This year, we had two family Thanksgiving meals. One of them was untraditional, to say the least—we ate tacos, and it was amazing. That was as easy as bringing some black beans, and probably over-eating the guac.

For the more traditional meal, I had some family support in the form of vegetarian gravy (thanks Mom!) and other than that, enjoyed the variety of vegetable dishes available as sides, plus pie.

Always pie.

I also made devilled eggs as an appetizer to sneak in some protein, and made sure to eat more protein earlier in the day to make up for a meal that was, let’s be real, a veiled excuse to eat my weight in potatoes.


Ham is like, my one true weakness in life. I am literally the person who goes back for an uncomfortable amount of servings of ham at Christmas… but honestly, after seeing how easy the turkey was to pass up at Thanksgiving, I don’t think it’ll be an issue.

I’m going to really double down on my strategy of focusing on bringing delicious foods I can eat, and the fact that most desserts, and all wines, are meat-free.

There’s a whole world of calories to consume at holiday meals, and it’s just one day.

I want to try this—where should I start?

While I have to admit I’ve bought a few different cookbooks, mostly because I love reading cookbooks, a lot of my favourite recipes have come from (shocker) the internet.

If you’re trying to incorporate more vegetable-based meals into your life, check out the vegetarian section of Budget Bytes, basically everything Minimalist Baker has ever posted, and to be honest, search on Pinterest. You can find great vegetarian recipes in general, and great roundups of recipes for things like “vegetarian Thanksgiving recipes” if you need something specific.

Beyond all that, I really think that the one thing that made this easier than anything else was relying heavily on bowl-based meals. Grain bowls, big salads, you name it. All you really need is a big bowl and then…

  • A grain you like (or salad green you like)
  • One or two proteins you like (beans, eggs, nuts, seeds, etc.)
  • Two or three veggies you like
  • Other toppings you enjoy (spicy eggplant is bae)
  • Dressing

You can totally customize it to suit what’s available, what you like, and what you need to hit your nutritional needs for the day. You can get really fancy, or really basic. Bowls are the best.

Is this forever?

Nothing is forever, pals. This might be A Phase! It might be something I do for years. Who knows?

But what I do know is that for now, this feels like a sustainable, healthy choice that helps me spend my money in line with what I value, and helps me avoid financial support for things I don’t.

Which is a good thing.

Plus, hey, I’m never going to say no to an extra $100 a month of wiggle room in our budget. We do have a wedding to pay for next summer, after all.

Desirae is on a mission to demystify and un-boring financial info for millennials, so that we can all save more money, spend on stuff that matters to us, and still have a latte or two along the way. Money is literally why we can have nice things, and Desirae is committed to helping make sure you know just enough to make the right calls for you. (She’s also committed to her expensive dog, her side hustle, and her retirement fund.)

11 Comments on “How Much Money Going (Mostly) Vegetarian Is Actually Saving Me”

  1. Laura

    What an awesome way to quantify your choices. I love the way you have utilized your expense tracking to inform non-monetary aspects of your life. This such a great example of the benefits of tracking your expenses. It lets you make informed choices! Great article and example!!

    1. Desirae Odjick

      Awww thank you so much Laura! It really does help a ton with making more intentional choices, and it’s been a slowwwww process to get there but it really does help having the data to work from when you’re ready 🙂

  2. Sophia

    This is great! My partner ( and all food eaten in the house) is vegan. We basically eat for 240$ a month in groceries, which people always find surprising. I’ll occasionally eat fish or dairy when we eat out, but i honestly don’t ever feel like my diet is lacking, and the savings speak for themselves. yay wiggle-room money!

    1. Desirae Odjick

      Amazing! Yeah, it’s amazing how much of an impact just this one change has made, and I’m sure if both of us were off meat and dairy it’d be even bigger (cheese is not cheap!)

  3. Samantha

    I was a pescetarian for years and was in much better health both physically and financially. I’ve been debating going back but it’s really hard sometimes with the SO cause I don’t want to make two meals, and if I’m making meat for him, I might as well eat it too, right?

    Long story short it just comes down to be being lazy but I’ve seriously considered going back. We have that wedding to plan too!

    Sidenote, can’t wait for your posts on your wedding planning because I want cheap but not tacky :[

    1. Desirae Odjick

      Ohhhhh that is such a good post idea and IF I can pull that off I will totally write about it, lmao. Maybe I’ll just interview wedding planners to ask how to do that! (Here’s hoping that I don’t end up going full “it was cheap AND tacky”!)

  4. Marianne

    In our household we have reduced portion size and frequency with which we eat meat. Both our budget and our health benefit. Cutting it out altogether isn’t going to happen because a) I like it too much b) I dislike many protein alternatives and c) I am not committed enough (read: too lazy) to put the effort into giving it a serious try.
    I like hearing about your intentional choices, whether based on finances or based on other reasons that then affect your budget. Thanks forgiving me something more to think about.

  5. Owen

    We’re not fully vegetarian but we do eat vegetarian at least a few nights per week. We do it for many of the same reasons. One extra being the environment, it takes a lot of extra work to produce meat vs veggies.

    PS. Congrats on winning the Best International Finance Blog at FinCon! That’s amazing!

  6. Charlotte

    So great to hear that you’re embracing a more vegetarian diet! I truly believe that people should eat in a way that makes them feel good about themselves, and a diet that is closer to plant-based is definitely a healthy choice. And good for you for not freaking out about eating meat on occasion if it seems like the right decision at the time, no point in putting such a hard label on your diet and feeling bad after! Yay for the money savings too 🙂

    PS I’m coming up on 19 years as a vegetarian in December (I just turned 29 last week) so I’m obviously a little biased here, but wanted to say great job, keep it up and definitely experiment with all the delicious veggie recipes out there! xo

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